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darlehen

loan

Geld, das man von einer Person oder Bank bekommt und später zurückzahlen muss, oft mit extra Kosten dafür.

Definition & meaning

A Darlehen is a financial term for a loan. It refers to a sum of money that is lent to a person or entity (the borrower) by a lender (usually a bank or institution) for a specific period of time. The borrower is legally obligated to pay back the principal amount, typically with added interest, within an agreed-upon timeframe or via specific installments.

Grammar & Word origin

  • Grammar: The word is a neuter noun (das Darlehen). Its plural form is identical to the singular (die Darlehen).
  • Word origin: The word is derived from the Middle High German "darlehen," which itself comes from the Old High German "darlihan." It is composed of the prefix "dar-" (thither/to) and "lihan" (to lend). Essentially, it refers to something that is "lent out" to someone else.

Synonyms & antonyms

Synonyms:

  • der Kredit
  • das Anlehen
  • die Anleihe
  • der Vorschuss

Antonyms:

  • die Tilgung (referring to the act of repaying the debt, which is the opposite process)
  • das Guthaben (representing assets or credit balance rather than debt)

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Examples

Die Bank gibt mir ein kleines Darlehen für das Auto.other

The bank is giving me a small loan for the car.

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