das Girokonto, Girokonten
checking account
Ein persönliches Konto bei einer Bank, das man für den täglichen Geldverkehr nutzt. Man kann damit Rechnungen bezahlen, Geld überweisen oder am Automaten abheben.
The German word "Girokonto" is a noun that translates to "checking account" or "current account" in English. It is composed of "Giro," which refers to the system of money transfer and exchange used in banking, and "Konto," meaning "account."
A "Girokonto" is typically used for everyday banking transactions, such as receiving salaries, paying bills, and making purchases. Similar terms in English are "checking account" or "current account."
While both terms refer to accounts designed for regular transactions, in some contexts, a "current account" might be used to refer to an account that earns interest or includes overdraft facilities, whereas a "checking account" is often more focused on transactional capabilities without interest accrual. However, the distinctions vary by country and banking practices.
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Examples
Er eröffnet ein Girokonto bei der Bank.noun
He is opening a checking account at the bank.
Ein Girokonto erleichtert den täglichen Zahlungsverkehr.noun
A checking account facilitates daily payment transactions.
Mein Girokonto muss ich noch überprüfen.noun
I still need to check my checking account.
Das Girokonto wird heute noch überprüft.noun
The checking account is being checked today.
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