die Hypothek, -en
mortgage
The German word "Hypothek" is a noun that means "mortgage". It refers to a legal agreement in which a borrower receives funds to purchase property, with the property itself serving as collateral for the loan. The term is directly borrowed from the Greek "hypothekē," meaning "a pledge".
Similar terms include "Darlehen" (loan) and "Hypothekenkredit" (mortgage loan).
The key difference is that while "Hypothek" specifically pertains to mortgages secured by real estate, "Darlehen" can refer to any type of loan, not necessarily tied to property.
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Examples
Die Familie plant, eine Hypothek aufzunehmen.noun
The family plans to take out a mortgage.
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