noun
die Insolvenz, -en
bankruptcy · insolvency
Wenn eine Person oder Firma ihre Schulden nicht mehr bezahlen kann und zu wenig Geld hat.
The German word "Insolvenz" is a noun that means "insolvency" or "bankruptcy". It is derived from the Latin word insolventia, meaning inability to pay debts. "Insolvenz" refers to the state of being unable to meet financial obligations.
Similar words in German include:
- "Bankrott" (bankruptcy),
- "Überschuldung" (over-indebtedness),
- "Zahlungsunfähigkeit" (inability to pay).
Difference:
- "Insolvenz" is a formal legal term describing the financial state and often triggers legal procedures.
- "Bankrott" is more informal and also refers to company failure but can be used more broadly.
- "Überschuldung" emphasizes debt exceeding assets, a cause of insolvency.
- "Zahlungsunfähigkeit" specifically means inability to pay debts when due and is a legal criterion for insolvency.
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Examples
Die Firma hat Insolvenz angemeldet.noun
The company has declared bankruptcy.
Eine Insolvenz kann schwerwiegende Folgen haben.noun
Insolvency can have serious consequences.
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