noun

der Zins, -en

interest · interest rate

Das ist das Geld, das man zusätzlich zahlen oder bekommen muss, wenn man sich Geld leiht oder verleiht.

The German word "Zins" is a noun that means "interest" in the context of finance, specifically the charge for the privilege of borrowing money, typically expressed as an annual percentage rate. The word has its roots in Old High German "zins," which originally referred to a tax or tribute.

Similar words in German include:

  • "Zinsrate" (interest rate): Refers specifically to the percentage rate at which interest is charged.
  • "Zahlung" (payment): Refers generally to the act of paying or the amount paid, which can include interest, but is not limited to it.
  • "Ertrag" (yield/earnings): Typically refers to returns from investments, which can include interest but also dividends and other earnings.

Differences:

  • "Zins" is specifically the charge or earnings due to borrowing or depositing funds.
  • "Zinsrate" is the percentage rate of this charge.
  • "Zahlung" encompasses any form of payment and is not exclusive to interest.
  • "Ertrag" includes all forms of investment returns, not limited to interest alone.

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Examples

Der Zins für das Sparbuch bleibt konstant.noun

The interest rate for the savings book remains constant.

Ein niedriger Zins fördert die Wirtschaft.noun

A low interest rate stimulates the economy.

Die Bank erhöht die Zinsen wieder.noun

The bank is raising the interest rates again.

Der Zins für das Darlehen ist gestiegen.noun

The interest for the loan has increased.

Zinsen beeinflussen wirtschaftliches Handeln.noun

Interest rates influence economic actions.

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