la hipoteca
mortgage
Es un préstamo que se pide para comprar una casa, donde la vivienda sirve como garantía hasta que se pague todo el dinero.
Definition & meaning
A hipoteca is a legal agreement or contract where a person or entity pledges a property (usually real estate) as collateral to a lender in exchange for a loan. If the borrower fails to repay the loan according to the agreed terms, the lender has the right to seize the property to recover the debt.
- Financial sense: The debt instrument itself, which is secured by the asset being purchased (typically a home).
- Legal sense: The actual lien or charge placed on a property as security for a debt.
Grammar & Word origin
The word hipoteca is a feminine noun.
It originates from the Latin word hypotheca, which comes from the Greek hypothēkē, meaning "a pledge" or "a deposit." It is composed of the prefix hypo- (under) and thēkē (a placing or storage), implying that the property is placed under a claim to secure a debt.
Synonyms & antonyms
Synonyms:
Antonyms:
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Examples
Tuvimos que elegir un banco para firmar la hipoteca.noun
We had to choose a bank to sign the mortgage.
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